01 / SECURITISATION
Transaction structuring
Asset analysis, cashflow mechanics, tranching considerations, credit enhancement and key structural features.
Independent capital markets advisory
Asset Backed Finance,
Treasury Integration
and Capital Markets Advisory.
Independent advisory across securitisation, structured credit and capital markets. Supporting institutions and market participants through complex funding decisions and transaction execution.
01 /Securitisation
02 /Structured credit
03 /Capital markets
IndependentObjective advisory perspective
Transaction-ledPractical execution focus
Capital marketsFunding and issuance insight
InstitutionalFor professional market participants
About SFA
Specialist thinking for complex financing.
Structured Finance Advisory Ltd is an independent UK advisory business focused on securitisation, structured credit and capital markets.
Founder
Matt Mills
Structured Finance Advisory Ltd
Matt Mills brings over 13 years of experience working in a leading investment bank in London, focusing on structured finance, securitisation, asset-backed financing and capital markets. This experience has provided a strong foundation in complex funding structures, transaction analysis and capital markets execution.
More recently, Matt has worked with smaller banks and non-bank lenders across the UK and Europe, developing a practical understanding of their funding requirements and financing challenges. Through Structured Finance Advisory, he brings this experience to asset-backed financing, treasury and capital markets advisory.
Independent experience across institutional investment banking and the evolving UK and European lending market.
Core expertise
Focused on the mechanics of capital.
Specialist advisory across the securitisation and structured finance lifecycle.
02 / CAPITAL MARKETS
Funding strategy & execution
Funding objectives, issuance options, capital markets readiness and practical transaction execution considerations.
03 / STRUCTURED CREDIT
Portfolio & asset finance
Assessment of asset-backed financing opportunities, portfolio characteristics, collateral and funding structures.
04 / TRANSACTION ADVISORY
Due diligence & readiness
Transaction readiness, structural review, workstream coordination and execution risk assessment.
05 / CAPITAL STRUCTURE
Financing analysis
Independent assessment of funding mix, financing alternatives, balance-sheet objectives and securitisation strategy.
06 / STAKEHOLDER INSIGHT
Market participant perspectives
Rating agency, investor, arranger, servicer and other stakeholder considerations relevant to transaction design.
Markets & asset classes
Across the structured credit landscape.
Perspectives across asset-backed funding markets and the institutions that participate in them.
Consumer finance
Consumer loans, point-of-sale finance, personal lending and unsecured receivables.
Auto finance
Retail and fleet receivables, auto loans, leasing and vehicle-backed portfolios.
Residential mortgages
Mortgage portfolios, RMBS structures and residential asset-backed funding.
SME & commercial
Small-business lending, commercial receivables and specialist finance assets.
Whole-business & specialist
Selected specialist lending, recurring-revenue and less conventional collateral pools.
Structured credit
Tranching, credit enhancement, portfolio financing and structured funding solutions.
How we work
Rigorous analysis. Practical outcomes.
We bring structure to complex questions, maintaining focus on the commercial objective and the decisions required to move forward.
01 — UNDERSTAND
Define the objective
Clarify the funding requirement, asset base, strategic priorities and transaction context.
02 — ASSESS
Evaluate the options
Consider structure, economics, stakeholders, market conditions and execution constraints.
03 — STRUCTURE
Build the approach
Develop a clear framework for the preferred financing route and its key workstreams.
04 — PROGRESS
Support delivery
Provide focused advisory support as the transaction advances towards its intended outcome.
Start a conversation
Discuss your next financing challenge.
For enquiries relating to securitisation, structured credit or capital markets advisory, contact SFA.
CompanyStructured Finance Advisory LtdLocationUnited Kingdom
Important information. This website is for general information only and does not constitute investment research, investment advice, a recommendation, an offer, an invitation or a commitment to arrange, underwrite or distribute any financial product or transaction. Services are subject to agreement, scope and applicable law. Nothing on this website should be interpreted as a representation that Structured Finance Advisory Ltd is authorised or regulated by the Financial Conduct Authority. Please obtain appropriate legal, tax, regulatory and financial advice before acting. Website content may be updated without notice.